Elevated view southeast across intersection to Lotta's Fountain and surrounding crowd of pedestrians. Palace Hotel (with Western Pacific Railroad office in corner retail space), Monadnock Building (with signage for Santa Fe and Oceanic), Metropolis Bank Building in background left. D-Line streetcar destination reads Exposition. Chronicle Building on left with large clock above entry. El Camino Real Bell at right. String of lights and planter baskets hung from streetlamp poles. [Lotta's Fountain]